When purchasing a home there are many extra warranty and coverages that you should consider to ensure that you and your home are both protected. Home warranties are one aspect that you will need to decide on when purchasing a home.
Here at Holland Homes Sales we are ready to help you begin your home buying or selling journey. Our experienced and knowledgeable professionals are here to assist you throughout every phase when it comes to home buying and selling. Here are the benefits of a home warranty:
Home Warranty 101
Prior to purchasing a home warranty, it's important to understand what all it involves and covers.
Homeowners insurance is not the same thing as a home warranty. While homeowners insurance covers major perils such as fires, hail, property crimes, and certain types of water damage that could affect the entire structure and/or the homeowner’s personal possessions, a home warranty has the ability to provide a discounted repair or replacement on large home aspects such as the a/c system, large appliances and pools or hot tubs.
Peace of Mind
Home warranties often have the ability to simply provide home owners with peace of mind when it comes to their new property. A new home is a large purchase, the last thing that should bring you stress are unexpected costs.
Having a home warranty may calm you worries as you will not have to constantly fear of how or if you will be able to handle an issue if it were to arise.
Since a home warranty offers discounted repairs and replacements on aspects of your home that have the potential to be expensive, having one can save you lots of money.
This can be especially important if you do not have a large savings or emergency fund to dip into if something were to go wrong. This can also be beneficial if you purchase higher end, more expensive appliances. It is important to note that there can be stipulations involved with home warranties that may make them invalid if items are not properly maintained or taken care of. Knowing the conditions of the home warranty that you choose is important.
Avoid the DIY’s
Even if you might have the budget and time for unexpected issues that may arise in your home, you simply might not know or want to learn how to fix every type of problem.
A home warranty can be especially useful in this aspect if you are dealing with an older home, as appliances and features may be difficult to find and get your hands on. With a home warranty you have the ability to simply make a call to a repair person or company and have them handle the issue.
Our experts here at Holland Homes are passionate about assisting you to reach your next phase of life, whether that be home buying or selling. With years of experience, our team is ready to partner with you today. Contact us to learn more about how we can support you best throughout the home buying and selling process!